Is it hard work or luck
that leads to success?
Filed under Motivation, Uncategorized by on Nov 4th, 2011.
Contact SCORE For A Free Consultation
Filed under Uncategorized by on Oct 28th, 2011.
Bar Stool Economics
Suppose that every day, ten men go out for beer and the bill for all ten comes to $100 If they paid their bill the way we pay our taxes, it would go something like this:
The first four men (the poorest) would pay nothing.
The fifth would pay $1.
The sixth would pay $3.
The seventh would pay $7.
The eighth would pay $12.
The ninth would pay $18.
The tenth man (the richest) would pay $59.
So, that’s what they decided to do.
The ten men drank in the bar every day and seemed quite happy with the arrangement, until one day, the owner threw them a curve. “Since you are all such good customers,” he said, “I’m going to reduce the cost of your daily beer by $20.”Drinks for the ten now cost just $80.
The group still wanted to pay their bill the way we pay our taxes so the first four men were unaffected. They would still drink for free. But what about the other six men – the paying customers? How could they divide the $20 windfall so that everyone would get his ‘fair share?’ They realized that $20 divided by six is $3.33. But if they subtracted that from everybody’s share, then the fifth man and the sixth man would each end up being paid to drink his beer. So, the bar owner suggested that it would be fair to reduce each man’s bill by roughly the same amount, and he proceeded to work out the amounts each should pay.
And so:
The fifth man, like the first four, now paid nothing (100% savings).
The sixth now paid $2 instead of $3 (33% savings).
The seventh now pay $5 instead of $7 (28% savings).
The eighth now paid $9 instead of $12 (25% savings).
The ninth now paid $14 instead of $18 (22% savings).
The tenth now paid $49 instead of $59 (16% savings).
Each of the six was better off than before. And the first four continued to drink for free. But once outside the restaurant, the men began to compare their savings.
“I only got a dollar out of the $20,”declared the sixth man. He pointed to the tenth man,” but he got $10!”
“Yeah, that’s right,” exclaimed the fifth man. “I only saved a dollar, too. It’s unfair that he got ten times more than I!”
“That’s true!!” shouted the seventh man. “Why should he get $10 back when I got only two? The wealthy get all the breaks!”
“Wait a minute,” yelled the first four men in unison. “We didn’t get anything at all. The system exploits the poor!”
The nine men surrounded the tenth and beat him up.
The next night the tenth man didn’t show up for drinks, so the nine sat down and had beers without him. But when it came time to pay the bill, they discovered something important. They didn’t have enough money between all of them for even half of the bill!
And that, boys and girls, journalists and college professors, is how our tax system works. The people who pay the highest taxes get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start drinking overseas where the atmosphere is somewhat friendlier.
David R. Kamerschen, Ph.D.
Professor of Economics
University of Georgia
For those who understand, no explanation is needed. For those who do not understand, no explanation is possible.
Filed under Uncategorized by on Oct 23rd, 2011.
Please watch this video and make a plan for your family. I am not endorsing their solutions but I believe their ideas are something we should consider and take seriously. If he is right we need to have a plan to weather the storm.
Filed under Uncategorized by on Oct 6th, 2011.
Seeking beta testers for our automated currency trading software.There is no cost to you to test this software and you will be trading a practice account, not funded with real money.
I have been working for several months with a experienced currency trader that had a great track record of trading other people’s money, he would take a 25% commission on their earnings. We just took his manual system and wrote a computer program using his methodology and it is really returning fantastic results!
Before we allow people to setup a live account we want to make sure the software is performing for a large number of people. We found a way to help people set up a mirrored trading account so that it sends your account the automated buy and sell signals in a practice account.
Once you see the results if you choose to fund your own live account, you will determine the % of your account you want to risk on any trade. We recommend that you fund the account with no more than 10% of your liquid assets but should be at least $10,000. Then not risk more than 2% on any trade. The system then automatically trades your account based on the signals from our software.
You can setup a practice account and try it for 21 days using play money. We are launching a beta testing group to test it. Once we go live you will pay $97 a month for the data feed to trade your account. Beta testers will get a 50% discount. If you want to be a beta tester go to our website http://www.OneClickAsset.com and fill out beta testers form Monday 9/12/11 after 2:00 pm. Eastern Standard Time. We will be limited to 1,000 live mirrored accounts so it will be on a first come first serve basis.
Please read our terms & conditions at http://oneclickasset.com/40-2/ before signing up.
Feel free to pass this on to anyone you know that may have interest.
Seeking beta testers for our automated currency trading software.There is no cost to you to test this software and you will be trading a practice account, not funded with real money.
I have been working for several months with a experienced currency trader that had a great track record of trading other people’s money, he would take a 25% commission on their earnings. We just took his manual system and wrote a computer program using his methodology and it is really returning fantastic results!
Before we allow people to setup a live account we want to make sure the software is performing for a large number of people. We found a way to help people set up a mirrored trading account so that it sends your account the automated buy and sell signals in a practice account.
Once you see the results if you choose to fund your own live account, you will determine the % of your account you want to risk on any trade. We recommend that you fund the account with no more than 10% of your liquid assets but should be at least $10,000. Then not risk more than 2% on any trade. The system then automatically trades your account based on the signals from our software.
You can setup a practice account and try it for 21 days using play money. We are launching a beta testing group to test it. Once we go live you will pay $97 a month for the data feed to trade your account. Beta testers will get a 50% discount. If you want to be a beta tester go to our website http://www.OneClickAsset.com and fill out beta testers form Monday 9/12/11 after 2:00 pm. Eastern Standard Time. We will be limited to 1,000 live mirrored accounts so it will be on a first come first serve basis.
Please read our terms & conditions at http://oneclickasset.com/40-2/ before signing up.
Feel free to pass this on to anyone you know that may have interest.
Filed under Uncategorized by on Sep 12th, 2011.
Take the three minutes to read this. Maybe he is wrong, but what if he?s right?
David Kaiser is a respected historian whose published works have covered a broad range of topics, from European Warfare to American League Baseball. Born in 1947, the son of a diplomat, Kaiser spent his childhood in three capital cities: Washington D.C. , Albany , New York, and Dakar , Senegal .. He attended Harvard University , graduating there in 1969 with a B.A. in history. He then spent several years more at Harvard, gaining a PhD in history, which he obtained in 1976. He served in the Army Reserve from 1970 to 1976.
He is a professor in the Strategy and Policy Department of the United States Naval War College . He has previously taught at Carnegie Mellon, Williams College and Harvard University . Kaiser’s latest book, The Road to Dallas, about the Kennedy assassination, was just published by Harvard University Press.
Dr. David Kaiser
History Unfolding
I am a student of history. Professionally, I have written 15 books on history that have been published in six languages, and I have studied history all my life. I have come to think there is something monumentally large afoot, and I do not believe it is simply a banking crisis, or a mortgage crisis, or a credit crisis. Yes these exist, but they are merely single facets on a very large gemstone that is only now coming into a sharper focus..
Something of historic proportions is happening. I can sense it because I know how it feels, smells, what it looks like, and how people react to it. Yes, a perfect storm may be brewing, but there is something happening within our country that has been evolving for about ten to fifteen years. The pace has dramatically quickened in the past two.
We demand and then codify into law the requirement that our banks make massive loans to people we know they can never pay back? Why?
We learned just days ago that the Federal Reserve, which has little or no real oversight by anyone, has “loaned” two trillion dollars (that is $2,000,000,000,000) over the past few months, but will not tell us to whom or why or disclose the terms. That is our money. Yours and mine. And that is three times the $700 billion we all argued about so strenuously just this past September.Who has this money? Why do they have it? Why are the terms unavailable to us? Who asked for it? Who authorized it? I thought this was a government of “we the people,” who loaned our powers to our elected leaders. Apparently not.
We have spent two or more decades intentionally de-industrializing our economy… Why?
We have intentionally dumbed down our schools, ignored our history, and no longer teach our founding documents, why we are exceptional, and why we are worth preserving. Students by and large cannot write, think critically, read, or articulate. Parents are not revolting, teachers are not picketing, school boards continue to back mediocrity. Why?
We have now established the precedent of protesting every close election (violently inCalifornia over a proposition that is so controversial that it simply wants marriage to remain defined as between one man and one woman. Did you ever think such a thing possible just a decade ago?) We have corrupted our sacred political process by allowing unelected judges to write laws that radically change our way of life, and then mainstream Marxist groups like ACORN and others to turn our voting system into a banana republic. To what purpose?
Now our mortgage industry is collapsing, housing prices are in free fall, major industries are failing, our banking system is on the verge of collapse, social security is nearly bankrupt, as is Medicare and our entire government. Our education system is worse than a joke (I teach college and I know precisely what I am talking about) – the list is staggering in its length, breadth, and depth.. It is potentially 1929 x ten…And we are at war with an enemy we cannot even name for fear of offending people of the same religion, who, in turn, cannot wait to slit the throats of your children if they have the opportunity to do so.
And finally, we have elected a man that no one really knows anything about, who has never run so much as a Dairy Queen, let alone a town as big as Wasilla , Alaska .. All of his associations and alliances are with real radicals in their chosen fields of employment, and everything we learn about him, drip by drip, is unsettling if not downright scary (Surely you have heard him speak about his idea to create and fund a mandatory civilian defense force stronger than our military for use inside our borders? No? Oh, of course. The media would never play that for you over and over and then demand he answer it. Sarah Palin’s pregnant daughter and $150,000 wardrobe are more important.)
Mr. Obama’s winning platform can be boiled down to one word: Change. Why?
I have never been so afraid for my country and for my children as I am now.
This man campaigned on bringing people together, something he has never, ever done in his professional life. In my assessment, Obama will divide us along philosophical lines, push us apart, and then try to realign the pieces into a new and different power structure. Change is indeed coming. And when it comes, you will never see the same nation again.
And that is only the beginning..
As a serious student of history, I thought I would never come to experience what the ordinary, moral German must have felt in the mid-1930s In those times, the “savior” was a former smooth-talking rabble-rouser from the streets, about whom the average German knew next to nothing. What they should have known was that he was associated with groups that shouted, shoved, and pushed around people with whom they disagreed; he edged his way onto the political stage through great oratory. Conservative “losers” read it right now.
And there were the promises. Economic times were tough, people were losing jobs, and he was a great speaker. And he smiled and frowned and waved a lot. And people, even newspapers, were afraid to speak out for fear that his “brown shirts” would bully and beat them into submission. Which they did – regularly. And then, he was duly elected to office, while a full-throttled economic crisis bloomed at hand – the Great Depression. Slowly, but surely he seized the controls of government power, person by person, department by department, bureaucracy by bureaucracy. The children of German citizens were at first, encouraged to join a Youth Movement in his name where they were taught exactly what to think. Later, they were required to do so. No Jews of course,
How did he get people on his side? He did it by promising jobs to the jobless, money to the money-less, and rewards for the military-industrial complex. He did it by indoctrinating the children, advocating gun control, health care for all, better wages, better jobs, and promising to re-instill pride once again in the country, across Europe , and across the world. He did it with a compliant media – did you know that? And he did this all in the name of justice and …. . … change. And the people surely got what they voted for.
If you think I am exaggerating, look it up. It’s all there in the history books.
So read your history books. Many people of conscience objected in 1933 and were shouted down, called names, laughed at, and ridiculed. When Winston Churchill pointed out the obvious in the late 1930s while seated in the House of Lords in England (he was not yet Prime Minister), he was booed into his seat and called a crazy troublemaker. He was right, though. And the world came to regret that he was not listened to.
Do not forget that Germany was the most educated, the most cultured country in Europe . It was full of music, art, museums, hospitals, laboratories, and universities. And yet, in less than six years (a shorter time span than just two terms of the U. S. presidency) it was rounding up its own citizens, killing others, abrogating its laws, turning children against parents, and neighbors against neighbors.. All with the best of intentions, of course.. The road to Hell is paved with them.
As a practical thinker, one not overly prone to emotional decisions, I have a choice: I can either believe what the objective pieces of evidence tell me (even if they make me cringe with disgust); I can believe what history is shouting to me from across the chasm of seven decades; or I can hope I am wrong by closing my eyes, having another latte, and ignoring what is transpiring around me..
I choose to believe the evidence. No doubt some people will scoff at me, others laugh, or think I am foolish, naive, or both. To some degree, perhaps I am. But I have never been afraid to look people in the eye and tell them exactly what I believe-and why I believe it.
I pray I am wrong. I do not think I am. Perhaps the only hope is our vote in the next elections.
David Kaiser
Jamestown , Rhode Island
United States
Filed under Uncategorized by on Jul 11th, 2011.
Paul Saafield Sets Monthly Record $ 2,135,900 Real Estate Sales In May
All of us enjoy hearing the stories we’ve heard from our customers who have for the most part become acquainted about SendOutCards simply because we had shared the benefits of this card product with them. Well I first of all want to thank as friend named Scott Mueller for sharing SOC with me. It was
just after I became a real estate agent with Century 21. I began keeping in contact with my home owners using this card system. Then after selling their homes, I would get on a schedule of sending them thinking of you cards every four months, plus birthday and anniversary cards… never asking for a referral – but making sure the message was always about them, just like it says in the book “Appreciation Marketing”. Now when asked what my secrets of success are – knowing that I have never advertised myself – I have to answer my successes are all from homeowners coming to me because they have been referred to me by former clients. I am convinced my success from referrals is soley from this wonderful and simple greeting card system from the SendOutCards company. If you know a real estate agent who could use
a boost in sales…. please tell them about SendOutCards. I’d be glad to help you in telling them my experience if you wish. Scroll down and view an announcement coming out of my local Century 21 office with 147 agents this morning giving credit to its top producing agents. Believe me, a huge portion of my success and ranking is from this simple greeting card system from SOC.
Our office wishes to congratulate both our teams as well as individual agents who have contributed so strongly in placing Century 21 Bradley Realty in the top four among all C-21 offices in the entire country during these current challenging times.
Century 21 Bradley Top Teams & Agents for the Month of May 2011
Century 21 Bradley May 2011: $21,857,619 with 150 Units
Top Teams for the Month of May:
1. The Pro Team: $ 1,974,729
Team Members: Buddy Weihe, Dave Jones, Kerri Morningstar and Jacob Henry
2. Premier Team: $ 1,517,000
Team Members: Verna Gerber, Chad Davis, Rick Fletcher, Nathan Kipfer, Jodi Skowronek, Gina Zimmerman, Amy Davis, Mary Anne Taylor, Marlyn French, Larry Smith, Chad Hindenlang and Mary Schmidt
3. Adams/Watkins Team: $ 1,439,100
Team Members: Greg Adams, Beth Watkins, Rhonda Colbert, Heidi Kleinrichert and Kevin Fry
4. Preferred Group: $ 1,042,400
Team Members: Kedric Koeppe, Diane Monroe and Kay Morken
5. McGuffey Group: $ 943,300
Team Members: Pat McGuffey, Kim Doster and Claire McGuffey
6. The Baumgartner/Weir Team: $ 827,300
Team Members: Judy Baumgartner, Clay Weir, Madeline Lombardo and Chuck Forget
7. Fort Wayne Elite Team: $ 666,300
Team Members: Dan Trenary, Lynette Harrison, Mike Fuller and Nancy Maloney
Top Individual Producers for the Month of May:
1. Paul Saalfield: $ 2,135,900
2. Ed McCutcheon: $ 592,000
3. Greg Spahiev: $ 581,000
4. Dale Johnson: $ 527,500
5. Katie Brown: $ 500,000
6. Kris Brubaker: $ 296,900
7. Pat Cameron: $ 275,000
Filed under Uncategorized by on Jun 2nd, 2011.
Innovation Mastermind Networking Group
Weekly Event – Every Wednesday: 8:00 AM to 10:00 AM (ET)
Starting June 1, 2011
Fort Wayne, IN
The Innovation Mastermind Networking Group is more than a place to meet other business leaders, it is designed to identify and solve the business problems that are keeping you from reaching your business and personal goals. We have a system to identify what is working & not working in your business and help you get the tools and professional advice you need to fix the problems that are holding you back!
Click here for schedule and registration
Filed under Uncategorized by on May 20th, 2011.